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Commercial Truck Insurance in Fraser and Winter Park, CO

Keeping Drivers and Businesses secure in Kremmling and Granby, CO

Is your Coverage tailored to your Business?


Trucks can be a critical part of business operations. Using these vehicles can come with many risks however, and if these risks are not mitigated they can translate into significant out-of-pocket costs to business owners. If your business operates or owns trucks to conduct business, then you face risks that require some form of protection. Insurance can provide this protection and at Town and Country Insurance we have a commercial truck program that completely protects for the right price. If you’d like to get started, contact one of our agents. 


Coverages tailored to your Unique Commercial Needs

Whether you transport goods, provide specific services, or something else, we can help you stay secure. Each element of your truck usage, the trucks you use, and other elements of your business will affect the coverage you have. This close link between your operation and your insurance will ensure that your coverage is appropriate and that your plan provides the most value. 

The place to start with is with a firm understanding of what commercial truck insurance covers and how it affects an enterprise. Commercial truck insurance, like personal auto insurance, provides coverages for liability, collision, comprehensive, medical payments, underinsured motorists, and other things. However, it is distinct in that commercial truck insurance is meant for business and is therefore written and rated differently than auto insurance. 

Commercial truck insurance is also distinct in that it includes eligibility, definitions, coverages, exclusions, and limits that personal auto insurance does not. A coverage plan for this type of insurance depends on types of trucks used and the manners in which these trucks are used, as well as a host of other operational and vehicle-related factors. 

Town and Country offers a wide variety of coverage options to ensure that the policy you purchase is sound and of optimal value. These options include:  

  • Bodily injury liability coverage
  • Property damage liability coverage
  • Combined single limit (CSL)
  • Medical payments, no-fault or personal injury coverage
  • Uninsured/underinsured motorists coverage
  • Comprehensive physical damage coverage
  • Collision coverage
  • Truck cargo coverage
  • Commercial truck liability coverage

You can structure your policy however you want, and we will help you do it. You’ll find the right mix of protection and cost and will therefore be free of concern for unnecessary costs related to damages and/or liabilities. 

Working with Town and Country to find a Solution

At Town and Country we help you compare plans and premiums so that you can find the right solution. This is a benefit to you since commercial truck insurance policies vary greatly from provider to provider. Our agents are local and know markets in Northern Colorado. They also know the needs of business owners in this region. As a result, our agents are able to find solutions more easily than captive agents. 

More than just insurers, our agents manage risk and claims in addition to providing products and services. Managing risk reduces the exposures that clients face and diminishes the likelihood that exposures result in damages. Managing claims enables us to advocate for clients and help clients achieve suitable resolutions if and when claims are filed. 

To learn more or to speak with an agent, please contact us in Kremmling or Granby or give us a call. You can also start on a policy by requesting a quote. 

Town and Country Insurance is proud to provide commercial truck insurance in Kremmling, Granby, Hot Sulphur Springs, Grand Lake, Tabernash, and Fraser & Winter Park, CO. We also serve other areas in the state.

Our Locations

Kremmling Office

Kremmling Office

1116 E Park Ave
Kremmling, CO 80459
Main office: 970-825-0217
Toll free: 1-877-887-3131
Kremmling Office
Granby Office

Granby Office

601 E Agate Ave
Granby, CO 80446
Main office: 970-644-6503
Toll free: 1-877-887-3131
Granby Office

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.